Tag Archives: Credit Tips

Superior Tips On How To Repair Your Damaged Credit

Superior Tips On How To Repair Your Damaged Credit

Superior Tips On How To Repair Your Damaged Credit

Repairing your credit requires you to be strong. Even when you are unsure of yourself, you cannot break down from the stress and pressure but instead, need to apply yourself with even more dedication, when things become difficult. Using this information, as well as determination, can allow you to repair your credit.

If collection agencies won’t work with you, shut them up with a validation letter. When a third-party collection agency buys your debt, they are required to send you a letter stating such. If you send a validation letter, the collection agency can’t contact you again until they send proof that you owe the debt. Many collection agencies won’t bother with this. If they don’t provide this proof and contact you anyway, you can sue them under the FDCPA. Continue reading

Different Ways You Can Have Better Credit

Different Ways You Can Have Better Credit

Different Ways You Can Have Better Credit

One thing that many people suffer from is bad credit. Bad credit is reflected by an individuals credit score, with a bad credit score being low. Although bad credit is troublesome and can place limits on an individual, it can be repaired. If you need help with credit repair, then follow these tips.

Be sure that you pay all of your bills promptly if you are trying to fix a bad credit history. Don’t leave them until the last minute. Set up a schedule for when you pay your bills, and use some sort of reminder system to make sure that they all get paid on time.

You can review your credit report for free annually from the three credit bureaus. Use these reports to make sure that all information on them is correct. Errors are not uncommon and no one will notice it or fix it other than you. Having the wrong information on your credit can damage your score, or cause you to be denied for a loan. Continue reading